“My worst nightmare”

Posted June 26th, 2007 by Joe Kaiser

That's K-A-I-S-E-R. And right after my name, in parentheses, I want you to write 'my worst nightmare.'

Dear Rob,

Richard was a sleazebag attorney who’d just been disciplined by the state bar for abusing his client, but that wasn’t the half of it.

Because what Richard wasn’t saying was there were more than a few such clients in his past, and one of them happened to be mine.


Nora had serious health issues and didn’t appear to be in the best of shape when we first met her and her brother. Her friend Sally was there as well to introduce us and talk about what had taken place with Richard, her attorney.

All fixed up

So, we sat there for a good hour in Nora’s little apartment, getting sicker and sicker about what her attorney had done to her.

It was downright evil.

She’d had a fire in her home 10 years earlier, and when the insurance company didn’t come through with what she thought was a fair settlement, she hired Richard to force its hand.

And it looked as though he had, but you’d never know it, seeing Nora here today.

Her home was free and clear and with the insurance proceeds, should have been promptly rebuilt so she could move back in. Yet all these years later she finds herself living in an old, delapidated apartment building.

And the house?

All fixed up and . . . in foreclosure.



Yeah, I didn’t get that right away, either. But it turns out the attorney got the settlement and just took over from there. He got it rebuilt, added a garage, paved the driveway and told her she couldn’t move back in.

And when she met with him to ask why not, he cursed at her and demanded she leave his office for questioning his motives.

Nice fella.

we step in to help

So, do you think the place was empty for all these years?

Not hardly.

According to Nora, the attorney’s nephew and girlfriend were currently living in the place, rent free. I guess that explains why it was in tax foreclosure and due to be foreclosed on shortly.

We agreed to help, partnering up and becoming 50/50 owners with our objective being to get the property back from the attorney and get it sold.

But first, we had a visit to make.

We all drove out to the place and when I knocked on the door a young guy answered. My guess was this must be the nephew.

I said, “Hi, I’m the new owner and you need to be gone.”

He was shaken a bit and said, “I’ll be right back,” and a couple minutes later he was, handing me the phone. Richard was on the other end.

“You say you’re the owner?” he said.

“I am the owner,” I said.

“Who sold it to you?” he said.

“I think you know who sold it to me,” I said.

Silence . . .

the shit hits the fan

“Richard,” I said, “my name is Joe Kaiser. That’s K-A-I-S-E-R. And right after my name, in parentheses, I want you to write ‘my worst nightmare.’ Got it? I’ll be in touch.”


Shortly thereafter I got all the documentation together from Nora and fired off a letter to Richard, demanding he do the right thing, or else. And a few days later he called, begging me not to turn the matter over to the state bar.

He sobbed, “Mr. Kaiser, my life is in your hands.” And for the next ten minutes he tried to explain himself, admitting he’d screwed up everything, crying the entire time.

It was pathetic.

We did get him to turn over the little bit of money in his trust account that belonged to Nora, and she was thrilled to see at least something after all these years.

fast forward

Today, a couple years later, it remains unresolved. The house is on the market, but Richard decided doing the right thing wasn’t in him. He left the legal profession and any leverage we had with a bar complaint vanished.

Nora sits and waits. She’s been waiting now for a very long time. And at this moment, he claims Nora owes him money and has tied up the property, making it impossible to sell. We’ve recently filed suit to put an end to this nonsense (foreclosure investing can be a messy business).

With any luck, Richard’s trial will be short and he’ll be forced to clear his bogus interest so we can get the property sold and Nora paid, in addition to any damages the judge awards for the dozen years of hell he’s put her through.

giving Nora a hand

In the meantime, we’re maintaining the property from afar and making sure Nora has everything she needs.

We’ve advanced tens of thousands of dollars to help her get by and even bought her a car so she could drive herself to her chemotherapy treatments.

She’s now on the mend, but it was tough going there for awhile. At one point it even looked like the surgery might not happen. DSHS had denied her the funds she needed to take care of a dental infection that, unless corrected, made cancer surgery unavailable to her.

Who do you suppose, Rob, paid the thousands of dollars for the dental work that allowed Nora to receive this life-saving surgery?

I’ll give you a hint . . .

My name is Joe Kaiser. That’s K-A-I-S-E-R. And after my name, in parentheses, your office writes “foreclosure rescue scam artist.”

I kid you not.


Joe Kaiser

4 Responses to: ““My worst nightmare””

  1. alan sweitzer responds:
    Posted: June 26th, 2007 at 8:25 am

    Simply amazing some of these things that can happen.

  2. Joe Kaiser responds:
    Posted: June 26th, 2007 at 8:36 am


    Amazing? I’m just getting started.

    Wait till we get to the good stuff.


  3. Seth responds:
    Posted: June 26th, 2007 at 10:18 am

    Joe, you’re an amazing writer.

    I work on the net full time, and this is the only blog I read in its entirety.

    Man, how dare you make a freakin’ profit. Don’t you know foreclosure proceeds are for lawyers, banks, realtors and govt?

    Best Wishes,


  4. adrian w. responds:
    Posted: June 26th, 2007 at 8:22 pm

    Reminds me of a good quote for the day:
    ….”Don’t let the bastards grind you down”……
    Bono (not Bobo and not the Sonny guy)

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