Not a Loan

Posted September 9th, 2007 by Joe Kaiser

If the folks I rescued believe all I did was make them loans, then where are the payments they should have been sending me?

Dear Rob,

It’s interesting to hear your office believes the people I rescued from foreclosure don’t really understand what they agreed to and ultimately signed off on.

Apparently, you maintain they think I just made them loans to stop their foreclosures.

Is that about right?

Unfair and deceptive

I guess your claim is that while I’ve saved the people I promised to save, (all of which are pretty much still in those homes, by the way), they were somehow deceived and/or treated unfairly.

Or, as Cheryl once maintained in an email, “they all believe you just made them a loan,” (or something like that).

Not a Loan

They’re all in their homes.

They have more equity today than when we first met, I’ve done all kinds of things to keep them out of harm’s way, and in your office’s opinion what I do is a scam because they don’t understand they’ve sold me an interest in their properties?

Or, more to the point, they believe I just made them loans?

Rob, that makes no sense and I don’t get it.


I told everyone I rescued that I do not make loans, that I am not licensed to make loans, and that making loans is a business I have no interest in pursuing.

Is that somehow unclear?

I don’t think so.

And everyone signed a “not a loan” acknowledgment, confirming they understood I do not make loans, yet your office now maintains they all believe I just made them loans?

Pure huey, Rob, and your office should not be allowed to make up these kinds of things to support your otherwise unsupportable claims.

Not a Loan

And were it true that I did in fact make them loans, I’d like you to explain something to me.

What about the payments?

If the folks I rescued believe all I did was make them loans, then where are the payments they should have been sending me?

Loans, Rob, have payments.

And if someone has said he thought I made him a loan (which I seriously doubt), then it seems to me he has a payment or two (or 22) to catch up on.

In reality, had there been a loan, it would have long ago been foreclosed away.


Joe Kaiser

One Response to: “Not a Loan”

  1. Davido responds:
    Posted: September 18th, 2007 at 9:13 pm

    It has long been intriguing to me how easily govt. prosecutors take the liberty to make unsupportable claims. Even more amazing is that judges, after being fed BS statements day in and day out by prosecutors, remain inclined to accept as accurate most of what government attorneys spew out. Can it really be that the typical defendant, is more full of BS than these government lawyers?

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