Meet Eric Dunn, HB2791 Co-Author

Posted April 2nd, 2008 by Joe Kaiser

Making saving their home an impossibility by dumping more problems on them isn't "sophisticated protection," it's insanity.

Dear Rob,

Eric Dunn has decided to join us. Unfortunately, so far at least, his insights have been few and far between.

Maybe he can do better next time.

Eric Dunn – staff Attorney at Northwest Justice
Project and co-author of HB 2791

His first contribution to the site is this comment . . .

As one of the people who helped draft HB 2791 and get it passed, I am loving watching you guys squeal.— Eric Dunn

Is it just me, or does the word “putz” come to mind to you, too?

We’re bad?

Having had the misfortune of spending the last couple years dealing with the guys and gals from the Office of the Attorney General, I’m familiar with the “investors: bad” mentality.

I’m guessing it comes from running into enough dishonest investors you automatically assume we’re all bad. Well, we’re not.

The vast majority of us are in this business to provide a good and valuable service at a fair price to people who need it the most – people in foreclosure.

We make promises we deliver on, and we pay every last nickel, as agreed.

And when the dust settles and everyone is on their way, more often than not we’ve all come out for the better and are happy to have transacted.

It should be obvious to all that investors play a vital role in preventing foreclosures. Unfortunately, it’s not. Some people just don’t get it and sadly, like Eric and Rob and David and Cheryl, they never will.

A bad thing

We’re concerned, as Eric should be, with the effects of this new law. We’re also concerned that he and his co-horts don’t understand what it is they’ve done.

When someone loses his home (and he will) because you came up with the bright idea that using a power-of-attorney is a bad thing, (among a half-dozen other cockamamie ideas), I hope you’ll take full responsibility for the harm this law has wrought, Rob.

And you can be sure I’ll make certain of it.

Nice job

Eric says you’ve created “the nation’s strongest, most sophisticated protection against foreclosure scams.” (clck here to see Eric’s letter to the editor, near the bottom of the page). I’ll give you that much (although “sophisticated” is about the last word I’d use to describe it).

And if that was your objective, well done.

Unfortunately, in doing so, Rob, you’ve cripped people in foreclosure who, unable to jump through the countless hoops your new law puts in front of them, will lose their homes.

How do you not get that?

The last thing people in foreclosure need are more things to deal with. Having little time to spare, they already have enough to do to save their home.

Making saving their home an impossibility by dumping more problems on them isn’t “sophisticated protection,” it’s insanity.


You didn’t shut down dishonest investors, Rob, or stop even one foreclosure rescue scam. In case you haven’t noticed, scam artists don’t play by the rules, anyway.

All you did was make it harder for desperate people to save their homes. Now, without investors to help, they must fend for themselves. Now, there’s little we can do to save them.


The new law strips homeowners of their rights.

Some of us grow concerned when governmental agencies steal our rights, but not Eric Dunn. Instead, he muses about “loving it” as we voice our outrage.

Why am I not surprised?

Eric, that’s not the sound of squealing you’re hearing.

It’s the sound of wailing fathers and mothers and their children, husbands and wives, brothers, sisters, aunts and uncles, who, because of your ignorance and your stupid, stupid law, have needlessly lost their homes and are being escorted to the curb.

I wonder if they’ll be able to appreciate the sophistication of HB2791 from their seat on a Pioneer Square park bench.

Not to worry, the daffodils are lovely this time of year.

In the arena,

Joe Kaiser

8 Responses to: “Meet Eric Dunn, HB2791 Co-Author”

  1. Loya responds:
    Posted: April 1st, 2008 at 9:40 pm

    I foreclosed on a “Dunn.” Now I am glad I did…………

  2. Chris responds:
    Posted: April 1st, 2008 at 9:59 pm

    Minnesota fixed their record foreclosure problem with a new bill. Huzzah! The fix: 4.3 million dollar grant for more counselors!


    “State housing officials and Gov. Tim Pawlenty said Tuesday a $4.3 million grant will double the number of counselors available for a mortgage counseling program.

    Estimates put the number of Minnesota mortgage foreclosures this year at anywhere from 20,000 to 35,000, Pawlenty said, but homeowners make up only a portion of total foreclosures. The grant will pay for counseling this year and maybe longer.”

  3. Joe Kaiser responds:
    Posted: April 1st, 2008 at 10:04 pm

    I’m thinking that’s not going to be enough.

  4. David Alexander responds:
    Posted: April 1st, 2008 at 11:39 pm


    It’s better for the taxpayers to pay for the recovery I guess… than for it to be contained and folks/homeowners to be allowed to take their own measures to take responsibility for themselves…

    Good ole socialistic government at work… lets.. get everyone together to pay for Fred’s house that got foreclosed… and pay for him some counseling for the couple years till he gets back on his feet…

    You know Rob… I woulda been better off if I coulda avoided this whole foreclosure thing… and I would have rather “not” paid the higher taxes… for these grants to help us all… cause I’m having a hard enough time affording a place to live as it is…

    I had a guy that was going to help me before it’s was too late… but, now you wont let him….

    And now I’m a burden to everyone… and now my taxes are going to go up because you want to kill free enterprise at work… and take away my property rights….

    Ain’t I protected from the constitution for this sorta thing…

    What gives…

  5. Drew Hitt responds:
    Posted: April 2nd, 2008 at 6:06 am


    Besides the obvious effect to investors that help homeowners in foreclosure with their services, does this new bill effectively hurt Realtors in the same regard?

    I just recently worked on a property of which the homeowners owed more than the house was worth, and pursued a short sale on the mortgage, after asking the realtor to step out of the equation because he didn’t know what a short sale was. (which I guess would be impossible to do in Washington now, 82% rule) Her husband left her without notice and moved away, leaving behind only a power of attorney.

    So had we lived in Washington I would have to tell this homeowner that not only did her husband leave her which is heart breaking, that now you’ll have to just let your home go to auction because since he left you, you can no longer sell your home because power of attorneys with foreclosure properties aren’t valid? That couldn’t possibily be what the legislators wanted to come out of all of this, is it?

    Sure investors can still purchase properties at auctions/courthouse steps, but there are no hopes of keeping people in their properties anymore…

    What happens once the property does go to auction, are homeowners still expected to receive 82% of the proceeds? Good luck with all the attorney fees for the auction.

    Just look at PA and what happened there. To combat rising foreclosures, the city council ordered the Sheriff to stop holding sheriff sales on properties. Do you think banks will continue to lend in places like that now? Limit the free market economy and you’re asking for trouble.

    Foreclosure rescue scammers don’t follow the rules, new rules only hurt those that are legitamate.

    I’m just glad our legislators shot down laws to ban subject 2, lease options, land contracts. Yes we lost the ability to keep homeowners in their property once they go into foreclosure, quite a huge loss if you ask me. Now I have to tell homeowners you can’t stay, it’s against the law now. You don’t know how many people I have to deal with that burst into tears after hearing that.

    And now a federal law is in the works to ban investor transactions. We are professionals in what we do, imagine creating a law making attorney’s and their 33% fee on judgements and awards illegal. We provide a service we should get paid for providing. Ban Investors and you’ll send the USA into 3rd world country status.


  6. Vlad responds:
    Posted: April 2nd, 2008 at 10:52 am


    Eric Dunn believes and litigates for the rights of a couple of people using medicinal marijuana, caught in a jam, to keep their home.

    BUT…..he does not believe (and legislates against) the right of THOUSANDS of people, caught in a jam, to freely contract and sell their home.

    A mix up of priorities, Eric? …Or a mix up in general….

    He’ s “Dunn” it…

  7. Mark responds:
    Posted: April 2nd, 2008 at 5:58 pm

    Maybe Eric Dunn will “take in” all of those families that will be forced out onto the street when the time comes…..Just long enough for them to get back on their feet?

    Whataya say Eric? oh…thought so….never mind.

  8. Davido responds:
    Posted: April 16th, 2008 at 2:41 pm

    Excellent post Joe. Very nicely said.

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